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Author Archive for Jessica_Speziale

Jessica Speziale is the Marketing Co-ordinator for Options for Homes Non-Profit Corporation. She write regularly for TheRedPin on cost-effective home ownership and is passionate about community and living green.

Consider Condo Fees When Buying!
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Consider Condo Fees When Buying!

Before you buy a new condo, be sure to find out what your condo fees will include and how much you’ll pay. It’ll be worth your while.

Turning Toronto’s Green Housing Ideas Into Reality!
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Turning Toronto’s Green Housing Ideas Into Reality!

There’s a new contest in town and forward-thinking housing developers are getting on board!

Down Payment Program Helps the Aboriginal Community!
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Down Payment Program Helps the Aboriginal Community!

The program offers down payment loans to eligible Aboriginal (Status and Non-Status), Metis, and Inuit persons to assist with the purchase of a home in the GTA.

Toronto Celebrates World Habitat Day!
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Toronto Celebrates World Habitat Day!

Today is World Habitat Day.  Designated by the UN every first Monday of October, World Habitat Day is celebrated across the globe today.

How Affordable Ownership Works: Options for Homes
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How Affordable Ownership Works: Options for Homes

Since 1992 this non-profit condominium developer has provided the high quality homes one would expect when buying new. The difference is in the price, normally $30,000-$50,000 less than other condos found in similar neighbourhoods.

How Affordable Ownership Works: Daniels Corporation
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How Affordable Ownership Works: Daniels Corporation

The Daniels Corporation has been building and developing high quality residential communities for over 25 years.  Recently, they’ve expanded their business model to include two programs that aim to make owning a home more affordable

How Affordable Ownership Works: Habitat for Humanity
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How Affordable Ownership Works: Habitat for Humanity

Habitat creates affordable ownership housing to low-income households using a volunteer-based model. Partner families (those eventually moving into a home) commit 500 volunteer hours to building a home, and Habitat brings in additional volunteers and donated materials.

Government’s Unused Land Could Improve the Affordable Housing Market!
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Government’s Unused Land Could Improve the Affordable Housing Market!

Our govenrment owns 150,000 units worth of land in the city of Toronto. If any level of government (especially municipal or provincial) were to declare an interest in the sites, we could have proposal calls for non-profit delivery agencies for ownership housing.

Beat the Heat Without Breaking the Bank (or the Planet)!
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Beat the Heat Without Breaking the Bank (or the Planet)!

Summertime and the living is easy…and hot. If you’re like me and haven’t quite figured out how to keep your apartment cool this summer, now’s the time!

I Can Afford a Mortgage! Now What?
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I Can Afford a Mortgage! Now What?

Finding a home priced within your budget…check. Getting preapproved for a mortgage…check. Making sure the cost of living in your home stays cost-effective…read on.

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